Written by Teacher Mike There is a specific kind of dread that hits somewhere around the 20th of the month. You know the bills that are coming. You know what’s in the account. And the math doesn’t work. It hasn’t worked for a while. And you are tired — not just financially tired, but soul tired — from carrying the weight of it without anyone seeing how heavy it actually is. If that is where you are right now, this is written for you. Not to tell you that everything will be fi